Insurance. For the most part, we all are loath to address this topic. Of course, when something unexpected does occur and your possessions are destroyed by fire, natural disaster or other events beyond your control, it certainly is reassuring to know that you can be compensated loss or damage.
Simply Self-Storage has insurance available at each one of the hundreds of facilities nationwide that either automatically enroll the tenant in some states or have the tenant elect the insurance coverage in other states. Prices will vary depending on property value. But, for the nominal cost of these policies, most people find that the peace of mind that storage insurance renders is alone worth the cost. Before shopping for outside insurance coverage, it makes sense to contact the nearest Simply Self- Storage facility.
Before you buy insurance, it will be helpful to know what types of occurrences are typically covered by these policies. For the most part, depending on the policy, you could be protected from loss or damage due to fire, earthquake, tornado, hurricane, lightening, wind, collapse of building other than by earthquake, water damage, burglary and vandalism. Here is a partial list of some of the items that are usually not covered:
- Currency, deeds and securities
- Jewelry and precious stones
- Fur garments
- Antiques and works of art
- Motorized Vehicle not in an enclosed unit
By all means contact your insurance company first to determine what level of coverage you already carry. You can then supplement it with an add-on policy from Simply Self- Storage or any other of a myriad of companies offering such coverage.